Mortgage Calculator

Our mortgage calculator will help you determine how much house you can afford and the size of the loan you may qualify for (based on down payment amount, current interest rates, credit score, and other factors that determine your loan). 

Enter your down payment and list price of the home you’re interested in and change Term and Interest Rate to receive an estimate of your potential monthly payment. 

Mortgage Affordability Calculator Tips

See the potential principle and interest portion of your monthly mortgage payment. This calculator can be used during the initial home buying process. A more accurate view of your loan estimate takes into account other factors such as your credit score and which type of loan program you use. Apply today with our Preferred Lender

This calculator does not include fees such as closing costs or origination. Please use this as an estimate only of your potential monthly PITI (Principle, Interest, Taxes, Insurance) payment.

Mortgage Amount 

The principle of your home loan is the mortgage amount. This is the amount a borrower is loaned to purchase or refinance a property. Principle may be the purchase price or the loan amount after applying a down payment. 

Interest Rate 

Loan interest is what it costs you to borrow the money for your home. It is part of your monthly payment. This rate is locked by your Loan Officer when obtaining a home loan. This number is expressed as a percentage rate. 


The term is the length of time you have to pay back the mortgage (your loan). The term has an impact on the rate you may receive from a Lender. The most popular terms are 30 years and 15 years.

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